Fintech

Currently, many people manage their business and their money online, for this reason finance and technology companies, usually Startups are taking advantage of this situation to look for new financing options and money management different from traditional banking and in this way offer crowdfunding platforms, payment by mobile phone and among other financial services that can be done in a virtual, easy and economical way, that is why this work presents as a general objective to perform a literature review on Financial Technology or Fintech (Financial Technology). For this, concepts of crowdfunding, Crowdequity, Crowdlending, Insurtech, cryptocurrencies, their different applications and case studies in countries where technological finances have been most successful are addressed. Documentary analysis is used as a research method.

Keywords: Fintech, Crowdfunding, Crowdequity, Cryptocurrencies

JEL Classification: G15, F31, P45